PERSONAL SAVINGS ACCOUNTS

Hiawatha National Bank serves its community with a variety of Personal Savings accounts. 

View our personal savings rates.

  Premium Savings Money Market Savings Statement Savings Christmas Club

MINIMUM
OPENING
DEPOSIT

$2,500 $1,000 $50

 

$1

 

MINIMUM       BALANCE

$2,500 $1,000 $50 $50

MONTHLY
MAINTENANCE
CHARGE

None; Statement Saving rate paid if below minimum None; Statement Saving rate paid if below minimum If balance falls below minimum: $0.50 per month None

INTEREST              RATE

Variable rate paid on average daily balance; credited monthly Variable tiered rates1 calculated on average daily balance; credited monthly Variable rate paid on average daily balance; credited quarterly Variable rate; compounded annually

WITHDRAWALS

Three free per month; $7.50 fee per month if over three2 Six free per month2; $1 per withdrawal if over six Six free per month2; $1 per withdrawal if over six No withdrawals permitted before October 31st

VISA
CASH CARD

Free3 Free3 Free3 N/A

ATM
TRANSACTIONS

No fees at HNB ATMs

7 Free ATM transactions at non-HNB ATMs per month

No fees at HNB ATMs
7 Free ATM transactions at non-HNB ATMs per month
No fees at HNB ATMs
7 Free ATM transactions at non-HNB ATMs per month
N/A

ONLINE
BANKING

Free Free Free Free

MOBILE BANKING

Free Free Free Free

ADDITIONAL
BENEFITS

 

Check writing capability

Visa Cash & Check Card also available3

No minimum balance for customers under age 19 A check is issued for your entire balance on November 1st

 

1 Money Market Savings interest rate is tiered based on following average daily balances: below $1000; $1000 to $9,999.99; $10,000 to $24,999.99; $25,000 to $99,999.99; $100,000 & over
2 For Premium Savings, Money Market Savings and Statement Savings, Federal regulation limits no more than six pre-authorized, automatic, online banking or telephone transfers per month. No more than six can be by check or VISA Cash & Check card for Money Market Savings Accounts. Unlimited withdrawals at ATMs or in person are permissable.

3 Based on approval.

4 Maximum opening deposit allowed is $250.00.