Do you carry higher balances and have higher transaction volumes? Then you can use an Earnings Credit based on your checking balance to offset any maintenance or per item charges that may occur.

  • No minimum Balance Requirement
    • $5.00 Monthly Maintenance Charge, plus
    • $0.10 per debit* item
    • $0.20 per deposit item 
    • $0.05 per check item not drawn on HNB
  • Earn a competitive earnings credit rate based on your balances.  This credit will reduce or eliminate the Monthly Maintenance and per item charges. Contact a banker for our current rate.
  • Check images are available
  • Visa Cash & Check card is available**

*Debit items consist of checks, drafts, POS or pre-authorized payments.

** Subject to approval


For your convenience your account information is available with our:

  • 24 Hour Telebanking - (800) 768-0858
  • Free Online Banking