Buy, Refinance, Build


Shopping for a New Home?
Purchasing a new home includes many important decisions. With Hiawatha National Bank, you won't have to make these decisions on your own.  Our dedicated mortgage lenders are here to help you.

  • Competitive pricing & fast approval 
  • Fixed and variable rate options
  • First-time Home Buyers program 
  • Low down payment options


Lower your House Payment!
A mortgage refinance can be rewarding in many ways. You can take advantage of lower interest rates to reduce your monthly payment, take cash out or simply pay off the loan early. Whatever your goal may be, we can help.

  • Shorten your loan term
  • Get cash out from your home's equity
  • Convert to a fixed-rate loan
  • Consolidate debt


Save Time & Money with our One-Time Close!
A construction-to-permanent loan combines construction financing and mortgage financing into one loan. Your construction financing simply converts to a permanent mortgage when your house is finished.  When you work with Hiawatha, you benefit from the many ways we can help expedite your project. 

  • Fast approval
  • One-time close eliminates closing costs
  • Interest only during construction term
  • Convert to permanent financing upon completion


No matter what option fits your needs, you will always receive: One lender- from application to close & Responsive, local servicing.