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Savings

We want to help you build your financial future. Hiawatha National Bank serves its community with a variety of Personal Savings accounts designed to help you reach your savings goals.

 


Premium Savings HNB Money Market Statement Savings Christmas Club
Minimum Opening Deposit4
$2,500 $2,500 $50 $13
Minimum Balance4
$2,500 $0.001 $50 $50
Monthly Maintenance Charge None; Statement Saving rate paid if below minimum  None If balance falls below minimum: $0.50 per month None
Interest Rate5
Variable rate paid on
average daily balance6;
credited monthly
Variable tiered rates1
calculated on average daily balance6; credited monthly
Variable rate paid on
average daily balance6;
credited quarterly
Variable rate;
compounded
annually
Withdrawals
Six free per month;
$1 per withdrawal if
over six
Six free per month;
$1 per withdrawal if
over six
Six free per month;
$1 per withdrawal if
over six
No withdrawals
permitted before
October 31st
ATM Card Free2 Free2 Free2 Not Applicable
ATM Transactions
No fees at HNB ATMs

4 Free ATM transactions at non-HNB ATMs per month
No fees at HNB ATMs

4 Free ATM transactions at non-HNB ATMs per month
No fees at HNB ATMs

4 Free ATM transactions at non-HNB ATMs per month
Not Applicable
Online Banking No Charge No Charge No Charge No Charge
Mobile Banking No Charge No Charge No Charge No Charge
Additional Benefits N/A
Check writing capabilities 

ATM & Debit Card
also available
No minimum balance
for customers under
age 19
A check is issued for
your entire balance on November 1st
1 HNB Money Market interest rate is tiered based on following average daily balances:
Below $25,000.00
$25,000.00 to $49,999.99
$50,000.00 to $149,999.99
$150,000.00 to $249,999.99
$250,000.00 to $999,999.99
$1,000,000.00 & over
2 Based on approval.
3 Maximum opening deposit allowed is $250.00.
4 Minimum balance to obtain stated Annual Percentage Yield (APY).
5 Variable interest rates subjected to change.
6 We use the average daily balance. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.


Looking to save? Click here to complete our consumer application to apply for one of our savings accounts today!

Once completed send it to clientservices@hnbank.com or bring it to your nearest location

View HNB's personal savings rates.